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I'm fortunate to have decent health insurance through work, but I still pay a lot out of pocket. My company pays about $20,000 annually for my health insurance. The average company pays about $12,000 for the health insurance of those fortunate enough to have employer provided health care - and the ranks of the uninsured grow daily.
Under John McCain's plan, we would be taxed as if that $20,000 or $12,000 was additional income to our wages so our taxes would go up.
But McCain says people without insurance would be given a $5,000 tax credit to obtain it. Now if our employers with their purchasing power for basically buying in bulk are only able to get the price down to $12,000 on average, what kind of health insurance do you think an individual could buy with just $5,000? Something to cover only the most catastrophic injuries and with incredibly high deductibles most likely. Now considering how much I have to pay out of pocket for a plan that costs my employer $20,000, I'm sure a $5,000 plan is basically going to be paying everything out of pocket until high deductibles in the thousands of dollars are met.
What else can we expect from a candidate like John McCain since his health care advisor wants to declare every has access to health care because everyone can go to the emergency room.
Meanwhile, the Obama campaign has turned Sarah Palin and Joe Biden's responses into an effective ad this morning.
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