| By Clem Guttata
I just heard today that a member of my extended family had another application for health insurance denied because of a pre-existing condition. This pre-existing condition is something she's had since birth--in fact, the best available scientific evidence suggests she inherited it from a parent, who also has this rare condition.
The denial letter from the insurance company helpfully suggested looking for a state program for coverage. In her case, she's a young adult who is potentially eligible for a state program but only if she goes for at least half a year un-covered by any insurance whatsoever. Meanwhile, she's at risk of major expenses if anything catastrophic happens.
Here's a young adult going to school part time who is falling between the cracks of any available health insurance plan. She's had health insurance her entire life and now that her COBRA coverage has run out she's joining the ranks of the uninsured.
For the conservatives and libertarians reading this who say "the market is the answer"--what we have here is a total market failure--no one will sell her insurance at any price. My relative's story is a hardly exceptional. There are people dying every day for lack of health care coverage.
How can it be that the wealthiest society that has ever existed on this planet is failing so badly to provide for the basic needs of its citizens?
Health care insurance reform can't happen quickly enough.
Keep at it, Sens. Byrd and Rockefeller, Reps. Mollohan and Rahall. We're counting on you to get health care reform passed this month. |